School of Money Management

Welcome to our School of Money Management section. As an educational non-profit we are providing free enrollment into the Making Cents Financial Literacy Program. This program is for all individuals who wish to improve their money management skills as well as credit and debt responsibilities.

The Making Cents Financial Literacy Program is a 12-chapter self-study course that will teach you about the fundamental basics of Money, Debt and Credit. The course was created to help individuals further understand their personal finances, how to manage them in their everyday lives as well as learn how to modify their financial behavior so they can make better financial decisions in the future. Each chapter within the course should take about 30 minutes on average to study.

The 12 chapters included in the course are:

  • Chapter 1: Organizing Your Financial Life

    • You will learn the eight basic areas to organize in your financial life.

  • Chapter 2: Budgeting and Savings

    • You will learn about budgeting, spending plans and the types of savings vehicles.

  • Chapter 3: About Checking Accounts

    • You will learn how to set up, use and manage a checking account properly.

  • Chapter 4: Securing Financial Needs

    • You will learn the four basic financial needs when planning for the future.

  • Chapter 5: Basics of Credit Cards

    • You will learn about credit cards, the down falls of them and how to read a statement.

  • Chapter 6: Focus on Debt

    • You will learn about the different types of debt and how they work and affect you.

  • Chapter 7: Understanding Debt

    • You will learn about Debt-to-Income Ratios, why they are important and how to manage them.

  • Chapter 8: Dealing with Unpaid Debts

    • You will learn about unpaid debts, their consequences and how to deal with them.

  • Chapter 9: The Basics of Credit

    • You will learn about the different types of credit, their cost and the three Cs of credit.

  • Chapter 10: Understanding Credit Reports

    • You will learn what credit reports are, how they work, who can read them and how to obtain them.

  • Chapter 11: Credit Scores and Their Effects

    • You will learn about credit scores, how they work and how they can affect your life.

  • Chapter 12: Your Guide to Homeownership

    • You will learn how to purchase a home, what is takes to qualify for a loan and more.

    Great News! In addition to the 12-chapter course, our program offers other financial sections such as: various financial & credit terms, financial ebooks, financial resources, financial worksheets, interactive exercises, crossword puzzles, financial flashcards and more. Learn More-Click Here!!!

    What Do Graduates Receive?

    Individuals that successfully pass the 60-question final exam within the course will be registered into a national online database which can be accessed by the graduate to verify their successful completion of the course. In addition, each graduate can receive:

  • Certificate of Completion: Graduates can present this certificate to credit lenders, which could entitle them to special incentives and discounts depending on the lender and type of loan or credit applied for. Enroll Now-FREE!!!
  • Credit Reporting Cards: These cards could increase your creditworthiness by adding a positive statement to your credit file with TransUnion, Equifax & Experian, which can be viewed by lenders as well as all credit inquiries.

    • Enroll Free Today! CLICK NOW

    We are dedicated to education and we take seriously our responsibility as an educational non-profit credit counseling organization in helping individuals regain control of their personal and financial future.

    We would encourage you, your family and friends to study and complete our MakingCents Financial Literacy Program on Money, Debt & Credit.

    Please click on the "Access Our Online Educational School" icon below. This will allow you to register free for the course and join the many graduates across the United States that has regained control of their personal and financial future thanks to our national standardized Financial Literacy Program on Money, Debt and Credit.

    ACCESS OUR ONLINE EDUCATIONAL SCHOOL
    As part of our charitable non-profit service we offer FREE credit counseling and educational materials.
    Become Debt Free by filling out the form below. Start Today!

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